Archive for the ‘hawaiian mortgage’ Category
Loan modification advice from Michelle Morelli
Loan Modification Attorney , Michelle Morelli with FMG in San Diego answers consumers Top Loan Modification questions as Seen on The Trust Factor and Legal Advice Lawyers. These Loan Modification questions include; “What is a Loan Modification?” “Why can’t I just Modify my loan without using an attorney?” “If I am upside down in my home, what can you do to help me as a Loan Modification Attorney?” “What if I don’t qualify for a Loan Modification, are there other options?” “Do I have to be delinquent on my payments to get a Loan Modification?”
With FMG’s flat fee Mortgage Mitigation Program we make an effort to help people obtain the best solution to reduce their mortgage rate to a level that makes their monthly payment more affordable, or to otherwise find relief from their problem mortgage debt. We work diligently to bring homeowners together with their lender to achieve a resolution that benefits both parties.
FMG has a “preeminent” AV® rating, the highest rating possible under the national attorney peer-review system provided by Martindale, is rated A+ by the Better Business Bureau, and has been in existence for more than 15 years. FMG has law offices located in California and Nevada, with affiliates in Washington, Oregon, Arizona, Utah, Illinois, and Hawaii. The specialty of our mortgage mitigation group is to help people find the best alternative to allow them to reduce their monthly payment or sell their home by participating in FMG’s flat fee Mortgage Mitigation Program.
http://fmglegal.com/loan_mod.html
Duration : 0:9:52
What if I don’t qualify for a loan modification?
Loan Modification Attorney , Michelle Morelli with FMG in San Diego answers consumers Top Loan Modification questions as Seen on The Trust Factor and Legal Advice Lawyers. These Loan Modification questions include; “What is a Loan Modification?” “Why can’t I just Modify my loan without using an attorney?” “If I am upside down in my home, what can you do to help me as a Loan Modification Attorney?” “What if I don’t qualify for a Loan Modification, are there other options?” “Do I have to be delinquent on my payments to get a Loan Modification?”
With FMG’s flat fee Mortgage Mitigation Program we make an effort to help people obtain the best solution to reduce their mortgage rate to a level that makes their monthly payment more affordable, or to otherwise find relief from their problem mortgage debt. We work diligently to bring homeowners together with their lender to achieve a resolution that benefits both parties.
FMG has a “preeminent” AV® rating, the highest rating possible under the national attorney peer-review system provided by Martindale, is rated A+ by the Better Business Bureau, and has been in existence for more than 15 years. FMG has law offices located in California and Nevada, with affiliates in Washington, Oregon, Arizona, Utah, Illinois, and Hawaii. The specialty of our mortgage mitigation group is to help people find the best alternative to allow them to reduce their monthly payment or sell their home by participating in FMG’s flat fee Mortgage Mitigation Program.
http://fmglegal.com/loan_mod.html
Duration : 0:2:10
Quality Kailua real estate properties – (Kona Real Estate) Eric Draughon
http://www.KonaEliteHomes.com real estate,
Representing Kailua real estate properties , Kailua Kona real estate on the Big Island of Hawaii. Hawaii Island MLS listings search. Office in Kailua-Kona, Keauhou, Kohala Coast, Waikoloa, Waimea (Kamuela), Hilo, Mauna Lani Resorts, oahu real estate
Search Kailua Kona, HI real estate listings and houses for sale, find home values, housing market information, Hawaii mortgage rates & more.
Eric Draughon R(S) – CENTURY 21 All Islands
Ph: 808-989-2274 – Fax: 888-317-1983
75-5759 Kuakini Hwy Suite 203
Kailua Kona, HI 96740
www.KonaEliteHomes.com
Duration : 0:0:43
Possible Commercial Real Estate Bubble
Since the subprime mortgage fiasco and collapse last year, many states in the USA have seen home prices fall drastically. Hawaii has not been hit that hard. But there is fear of an upcoming commercial real estate “bubble” to burst in many places in the U.S. and here in Hawaii. This could be a wrong prediction, but here is some evidence. What I find interesting is what was a a big retail furniture store has now become a Christian mega-church. Change does happen upon commercial real estate, some become “ghost-towns”, and some go through dramatic change like this one. Lots of commercial real estate in downtown Oahu made the transition into condominiums/office space or into purely condominiums from what was office space before. Need to generate rental income forced change in downtown and shopping malls like this one.
Duration : 0:1:40
Uncut: Paula Akana’s Interview w/ Dave Ramsey
KITV4’s Paula Akana talks to radio and TV show host Dave Ramsey about personal finances and how to get out of debt. (11.16.09)
Duration : 0:18:56
HOPE ALLIANCE PHONE CALL FORECLOSURE SCAM
WARNING: EXPLETIVE USE AT END OF VIDEO!!
Buyer beware this is telephone conversation I had today, December 22, 2009, with (Richard) Greg Cruz at a company called HOPE ALLIANCE (8777949528, 9045272390, 8884357270), not to be confused with the federally endorsed HOPE NOW ALLIANCE. I received 2 calls from the organization since last Friday and returned the call today. During the conversation, I was given conflicting information and was also led to believe that HOPE ALLIANCE and HOPE NOW are one in the same. Please listen for yourself.
With many consumers desperate for relief and afraid they might lose their homes in these difficult economic times, some unscrupulous individuals prey on these fears for their own financial gain. The HOPE ALLIANCE scam has given consumers false hope under the guise of the government-endorsed HOPE NOW Alliance. The Federal Trade Commission (FTC) charged the defendants with violating federal law by misrepresenting that they could obtain mortgage loan modifications for consumers in all or virtually all cases and that they would refund consumers money if they did not. The website states that it is an alliance of nonprofit organizations and housing counselors that can assist homeowners in obtaining a loan modification or stopping foreclosure. The website also states that it is a 501 (c) (3) non-profit organization. However, H.O.P.E. Alliance is not registered with the IRS or the Attorney Generals Office as a non-profit.
The Attorney Generals complaint also asserts that in its communications to homeowners, HOPE Alliance deceptively uses a similar name to the government-sponsored non-profit organization, HOPE NOW Alliance, a non-profit alliance of counselors, mortgage companies, investors and others that offers outreach to distressed homeowners free of charge. The complaints also allege the defendants tell consumers they can receive a full refund if they are not satisfied with the defendants services. The complaints state that, in many cases, after consumers have paid the up-front fees, the defendants fail to return their phone calls to provide them with updates about the status of their purported communications with the consumers lenders or misrepresent that negotiations are proceeding smoothly.
Attorney General Richard Blumenthal and U.S. Rep Joe Courtney are investigating H.O.P.E. Alliance (HOPE Alliance), Inc. after Courtney alerted his office about the company’s alleged false promises to rescue homeowners from foreclosure. Blumenthal said, “I am alarmed by allegations that HOPE Alliance is masquerading as a reputable non-profit and erasing all hope for homeowners. I thank Congressman Courtney for alerting my office and aiding victims. We are investigating HOPE Alliance because it allegedly took consumer money, convinced homeowners to stop mortgage payments and then left them with nothing.”
HOPE Alliance charges homeowners $1,500 each to save their homes. In some cases the company allegedly urges homeowners to cease making mortgage payments. Some consumers say they are now on the verge of losing their homes as a result of HOPE Alliance’s practices.
Duration : 0:4:51
Mortgage Free HawaiiMortgage loans
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http://www.youtube.com/watch?v=_hz54_JEAl0 Hello Hurricane Ike, Goodbye Hurricane Hanna (from space),
Duration : 0:0:35
Allied Mortgage Commerical
My first local Hawaii Commerical – Client Allied Mortgage
Duration : 0:0:32
Jim Dempsey